CreditExplainer
Find out what's hurting your credit score — and exactly how to fix it.
Free. No signup. Results in 60 seconds.
What is your current credit score?
Select a range
Under 580
580 – 619
620 – 659
660 – 699
700 – 739
740 or above
Not sure? Pick the range that feels closest.
How many open credit cards do you have?
Select
None
1 – 2
3 – 5
6 or more
Have you missed any payments in the last 12 months?
Select
No
Yes
Do you have any accounts in collections?
Select
No
Yes
Roughly how much of your total credit limit are you using?
Select
Under 10%
10 – 30%
30 – 50%
Over 50%
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